I just had an asbestos abatement guy out to see if our house had asbestos in the ceiling tiles or siding. He did not do any tests, but just looked. He said the siding probably does have asbestos, and the ceiling tiles probably don't. We will have to hire a testing company to find out for sure.
He went on to tell me that asbestos removal has been deregulated, and that any company can remove asbestos ceiling tiles and asbestos siding without following any guidelines to protect the homeowner. He said that OSHA still has rules for protecting workers, but that OSHA generally had no involvement in residential projects. So a homeowner could hire someone who would remove ceiling tiles and just rip them off releasing asbestos into the air. Your next door neighbor could have the asbestos siding pulled off their house and dropped onto the ground...